How much cover do you need?
The minimum amount of coverage that you should have in employers liability insurance vary depending on your business. It may also vary based on areas you do business. Proper coverage is essential for you in case of liability claim is brought against you by your employee.
When Can an Employee File a Liability Claim against an Employer?
In the following situations, an employee can file a liability claim against the employer:
•If there is any discrepancy in wages
•Wrong calculation of the working hours
•Work related accidents which causes death or injury
•Illness or disease resulted from faulty work practices
External Resources:
Business Liability Insurance Coverage
Employer Liability Insurance Resources
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